Frequently Asked Questions

In a class action, the Court appoints class representatives and lawyers to work on the case and represent the interests of all the class members. For purposes of this case, the Court has appointed the following lawyers.

The Class’s lawyers: Tycko & Zavareei LLP, Shamis & Gentile PA, and Edelsberg Law PA. These are the lawyers who are bringing the case on behalf of Mr. Mason and the class. You will not be charged for their services, although their fees may be paid from any judgment obtained on behalf of the class or, with the Court’s approval, from any settlement that is negotiated for the class.

If you want to be represented by your own lawyer, you may hire one at your own expense.

On August 27, 2024, Plaintiff Robert Mason filed a class action lawsuit against Spring EQ, LLC. The lawsuit claims that Spring EQ violated the Telephone Consumer Protection Act (“TCPA”) by sending marketing text messages to Mr. Mason and others on telephone numbers registered on the National Do Not Call Registry and without their consent. On September 25, 2025, the United States District Court for the Central District of California certified this case as a class action on behalf of Mr. Mason and all other persons who received similar messages from Spring EQ.

Spring EQ denies that it did anything wrong and that it did not have consent to send text messages to the Class.

The Court has not decided whether or not the TCPA was violated, including whether individuals consented to receive text messages from Spring EQ.

In a class action, one person called the “Class Representative” (in this case, Robert Mason) sues on behalf of themselves and other people with similar claims. 

All of the people who the Court determines have claims similar to the Class Representative are Class Members, except for those who exclude themselves from the Class, among others.

To the extent that individual issues also exist between Class Members and Spring EQ, those issues will also be decided in this case for each Class Member.

This is the definition of the Class that the Court approved: 

All persons in the United States who, within the four years prior to the filing of this action: (1) were sent a text message by or on behalf of Defendant; (2) more than one time within any 12-month period; (3) where the person’s cellular telephone number had been listed on the National Do Not Call Registry for at least thirty days; (4) for the purpose of selling Defendant’s products and services; and (5) whose cellular telephone number Defendant obtained solely from LendingTree.

You can find additional information about the Court’s decision to certify the Class in the Court’s memorandum decision and order, which is available at www.SpringEQTCPALitigation.com, in the “Court Documents” section.

If you have any questions about whether you are a Class Member, please contact Kroll Settlement Administration, the Class Administrator, whose contact information is listed below.

The TCPA is a federal law that, along with its implementing regulations, restricts telephone solicitations to cellular telephones without prior consent. The implementing regulations provide for the National Do Not Call Registry, which allows an individual to register his or her residential number. The TCPA authorizes consumers to recover $500 per call placed by a company in violation of the TCPA. 

A copy of the current Case Deadlines can be found on the Case Website at www.SpringEQTCPALitigation.com.

Class counsel intends to file one or more motions for summary judgment and/or other dispositive motions prior to the motion deadline. Spring EQ also intends to file one or more motions for summary judgment and/or other dispositive motions prior to the motion deadline.

To the extent the case is not resolved by motion practice or settlement, a trial will be held to determine whether or not the TCPA has been violated.

Motions for summary judgment are due on May 29, 2026. The current schedule for the trial of the matter may be subject to change, but currently is as follows:

The first round of trial filings are due on September 18, 2026. 

The second round of trial filings are due on October 2, 2026. 

The Final Pretrial Conference and Hearing on Motions in Limine will take place on October 16, 2026 at 1:30 p.m. 

Trial will commence on October 26, 2026 at 8:30 a.m. and is estimated to last for five days. 

You have two options. You can do nothing and stay in the case, or you can opt out of the case. 

If you do nothing, you will be part of the case and your rights will be affected by the outcome. You won’t be able to start, continue, or be part of any other lawsuit against Spring EQ about the issues in this case.

If Mr. Mason and the Class win or settle, Class Members may be entitled to money. If the company wins, Class Members will receive nothing.

You can opt out.

To opt out of the case, you must complete the opt out form included on the Case Website by printing it and mailing it.  Be sure to include your name, address, and signature.

Mail it by May 1, 2026 to the Class Administrator:

You must opt out no later than May 1, 2026.

If you opt out, you give up the possibility of receiving any money resulting from this class action if Mr. Mason prevails on behalf of himself and the Class. You will have the opportunity to file or proceed with an individual action against Spring EQ (no matter what happens in this case) with your own lawyer and at your own expense. You will not be bound by any orders or judgments that the Court issues in connection with this class action. 

This notice summarizes the certification decision. There are more details in the case documents. To get a copy of the case documents or get answers to your questions:

• contact the lawyers who represent the Class (information below)
• visit the Case Website at www.SpringEQTCPALitigation.com
• access the Court online (https://www.cacd.uscourts.gov/) or by visiting the Clerk’s office of the Court (address below).

Please do not call the Judge about this class action. Neither she, nor any court personnel, will be able to give you advice about this class action. Furthermore, because neither Spring EQ nor Spring EQ’s attorneys represent you, they cannot give you legal advice about this class action.

To update your contact information, you may contact the Class Administrator using the information below.